- Long term holdings
Kathy and I have run through a number of financial calculators trying to to the retirement spending and will we outlive our money type of analysis. We have not arrived by any means, but in addition to the time it takes to manage my investments, I do not need to keep taking that level of risk.
If it sounds like I think I am smart, it is not so. We just happened to have some cash available right after the great recession and it would have been hard not to do well.