Drat! I had a 10k bond at 6% called today. As I mentioned in the recent Risk Appetite blog post, I am overweight on stocks and ETFs so that was not an ideal situation for my portfolio. Even though the stock market has been good to you and I for a long time now, I felt I needed to put that money into a smoother return than stocks, so I added that to the sum we are putting in one of the annuities. Sigh!
Being a small investor with a demanding day job makes it really hard to drive strong returns from the overall market and as you approach retirement age it seems to make sense to quit taking as many chances.